EIF guarantees for SMEs 

Enhancing access to financing for SMEs across the Nordics

Unlock growth with EIF guarantee from Nefco 

Nefco offers loans backed by guarantees from the European Investment Fund (EIF) to facilitate financing for Nordic small and medium-sized enterprises (SMEs), particularly for sustainable investments. The EIF guarantee, part of the InvestEU Programme, aims to support the green transition and enhance business competitiveness.  

The EIF guarantee is subject to the eligibility criteria and Nefco’s investment evaluation process. The application process is streamlined so that clients interact solely with Nefco.  

Key benefits of the EIF Guarantee 

  • Enhanced access to financing: EIF guarantee improves the availability of loan financing for investments promoting sustainability and competitiveness 
  • Lower financing costs: EIF guarantee enables Nefco to offer loans at more favourable interest rates compared to other loans by Nefco 

Criteria for the EIF guarantee 

EIF guarantee from Nefco is targeted towards small and medium-sized companies in Denmark, Finland, Iceland, Norway and Sweden.  

Nefco assesses the company’s eligibility for an EIF guarantee based on the EIF eligibility criteria and Nefco’s own investment criteria, including environmental and sustainability criteria.

An EIF guarantee for a Nefco loan can be obtained for the following investments:  

Sustainable solutions  

  • renewable energy 
  • green and energy-efficient buildings 
  • industrial energy efficiency 
  • zero and low emission mobility 
  • green information communications technology

Competitiveness 

  • enhancing competitiveness of a Nordic SME based on financial criteria

About the EIF guarantee

The European Investment Fund (EIF) guarantees provided by Nefco are part of the InvestEU programme.

Our investment criteria and cycle

Our financing is available only to Nordic companies, investments and solutions that can be proven to have a positive environmental impact. Nefco’s investment and environmental criteria guide our financing decisions.

Read more

How to get started with your financing application 

1. Contact us 

Contact our investment experts for further details. Please see the contact information below or use the contact form. 

2. Tell us more about your investment proposal 

You can fill in the financing proposal form and send it to us for an initial assessment (see Related documents below). 

3. Our investment criteria and investment cycle 

Take a look at how we assess and work with investments

Contact our investment experts

To explore financing options with EIF guarantee or discuss your investment plans, please leave a contact request by submitting the form below. You can also contact our investment experts directly. 

More information about financing for SMEs

Please fill in the form and we will be in touch soon.

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Contact us

Vivi Avikainen Investment Manager
Swedish, Finnish, English

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